Home Loans The Veterans Administration offers a number of home loan services to eligible veterans, some military personnel, and certain spouses. Guaranteed Loans - The VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot for a manufactured home, or certain types of condominiums. The VA also guarantees loans for building, repairing, and improving homes. Refinancing Loans - If you have a VA mortgage, the VA can help you refinance your loan at a lower interest rate. You may also refinance a non-VA loan. Special Grants - Certain disabled veterans can receive grants to have their homes specially adapted to their needs.